【A1】
A.YOU CAN SCHEDULE AN AUTOMATIC PAYMENT.
B.TRYING TO GET OUT OF THE LATE FEE SOMETIMES.
C.YOU'D BETTER PLAN TO PAY AHEA
D.
D.CHANGE YOUR PAYMENT DUE DATE IN ORDER TO AVOID LATE FE
E.
E.YOU COULD ALSO SET FOR YOURSELF A REMINDER TO PAY IN TIM
E. SOME TIPS TO AVOID A CREDIT CARD LATE FEE IF YOU'RE EVEN A MINUTE LATE WITH A PAYMENT, YOUR CREDIT CARD COMPANY CAN HIT YOU HARD IN THE WALLET—AS MUCH AS $39 EACH TIME, ACCORDING TO A JULY 2008 SURVEY. HOWEVER, SOME SIMPLE STEPS CAN HELP KEEP YOUR EXPOSURE TO THESE EXTRA COSTS TO A MINIMU
M. 【A1】______ A FEW CARD ISSUERS, INCLUDING CHASE AND HSBC, CHARGE EXTRA FEES FOR ONLINE PAYMENTS THAT YOU NEED TO POST THE SAME DAY, SO EVEN IF YOU PAY ELECTRONICALLY, DO IT THREE TO FOUR DAYS AHEAD SO YOUR CREDIT CARD COMPANY WILL PROCESS THE PAYMENT BY THE DUE DAT
E.IF YOU'RE SNAIL-MAILING CHECKS, ALLOW EVEN MORE TIME—ABOUT 10 DAYS—TO ALLOW FOR MAIL SNAFUS.AND UNLESS YOU'RE DESPERATE, FORGET ABOUT PHONE PAYMENTS—A NUMBER OF BANKS CHARGE A FEE FOR THEM, NO MATTER WHEN YOU CALL. 【A2】______ A FEW CARD ISSUERS ALLOW YOU TO CHOOSE A DUE DATE TO COINCIDE WITH YOUR PAYDAY SCHEDULE, SO A CASH SHORTFALL WON'T MAKE YOU LAT
E.YOU CAN EVEN CHOOSE A DUE DATE THAT'S EASIER TO REMEMBER.YOUR BIRTHDAY'S ON FE
B.17? MAKE YOUR CREDIT CARD PAYMENT DUE ON THE 17TH OF EACH MONT
H. 【A3】______ SOME BANKS OFFER AN AUTOPAY PROGRAM THAT LINKS YOUR CREDIT CARD TO A CHECKING OR SAVING ACCOUNT; YOU DECIDE WHETHER TO AUTOMATICALLY PAY THE NEW BALANCE, THE CURRENT MINIMUM PAYMENT OR A FIXED DOLLAR AMOUNT.IF YOU BANK ONLINE, YOU CAN ALSO ARRANGE A DO-IT-YOURSELF AUTOPAY.JUST ESTIMATE YOUR USUAL MONTHLY MINIMUM, SCHEDULE A MONTHLY PAYMENT DATE AND HAVE THE AMOUNT DEDUCTED FROM YOUR ACCOUNT AUTOMATICALLY.JUST MAKE SURE YOU HAVE ENOUGH IN CHECKING TO COVER IT OR THE OVERDRAFT FEES WILL EAT UP YOUR SAVING ON LATE FEES. 【A4】______ SOME CREDIT CARD COMPANIES, INCLUDING CHASE, WILL ALERT YOU OF UPCOMING DUE DATES BY E-MAIL OR VOICE MAIL.YOU CAN ALSO SCHEDULE A MONTHLY E-MAIL REMINDER THROUGH A WEB SITE, SUCH AS MEMOTO M
E.COM OR REMEMBERTHMIL
K.CO
M. 【A5】______ EVEN CONSCIENTIOUS CONSUMERS WILL PROBABLY GET HIT WITH A LATE FEE AT SOME POINT.HOWEVER, IF YOU HAVE A GOOD RECORD OF ON-TIME PAYMENTS, CALL AND POLITELY ASK A CUSTOMER SERVICE REPRESENTATIVE TO WAIVE THE CHARG
E.NO DICE? ASK TO TALK TO A SUPERVISOR, OR TRY AGAIN ON A DIFFERENT DAY.YOU MIGHT EVEN THREATEN TO CLOSE YOUR ACCOUNTS WITH THE COMPANY—A TACTIC THAT WORKED FOR JEFF ROTH OF MOLALLA, ORE, AFTER HIS WIFE'S CHASE CREDIT CARD WAS HIT WITH A $ 39 LATE FEE WHEN THE FOURTH OF JULY DELAYED PROCESSING OF A PAYMENT.'MY ADVICE TO THOSE WHO FEEL THEY HAVE UNJUSTLY BEEN ASSESSED LATE FEES IS TO BE ASSERTIVE ABOUT GETTING THE CHARGES REMOVE
D.' SAYS ROTH, WHO POSTED ABOUT HIS PLIGHT AT GETRICHSLOW-LY.OR
G.'IT WON'T ALWAYS WORK, BUT MOST CREDIT CARD COMPANIES WILL LEAST GIVE YOU ONE FREEBI
E.' NEXT TIME, THOUGH, YOU MAY BE ON YOUR OW
N.COLOR IS VERY IMPORTANT TO MOST ANIMALS FOR IT HELPS THEM TO GET ALONG IN THE WORL
D.

未分类题【T7】A.DEAL WITH B.INDEPENDENT C.UP A.THEY ARE TRYING TO【T7】_______THE SPECIAL PROBLEMS B.ELDERLY PEOPLE WANT TO BE AS【T8】_______AS POSSIBLE C.THIS GROUP IS MADE【T9】_______OF YOUNG AND OLD CITIZENS THIRTY-ONE MILLION AMERICANS ARE OVER 60 YEARS OF AGE, AND TWENTY-NINE MILLION OF THEM ARE HEALTHY, BUSY, PRODUCTIVE CITIZENS.BY THE YEAR 2030, ONE IN EVERY FIVE PEOPLE IN THE UNITED STATES WILL BE OVER 60.ELDERLY PEOPLE ARE MEMBERS OF THE FASTEST-GROWING MINORITY IN THIS COUNTRY.MANY CALL THIS THE 'GRAYING OF AMERICA'. IN 1973, A GROUP CALLED THE 'GRAY PANTHERS' WAS ORGANIZED.【T10】______.【T11】_______OF GROWING OLD IN AMERICA.THE GRAY PANTHERS KNOW THAT MANYELDERLY PEOPLE HAVE HEALTH PROBLEMS:SOME CANNOT WALK WELL, OTHERS CANNOT SEE OR HEAR WELLSOME HAVE FINANCIAL PROBLEMS; PRICES ARE GOING UP SO FAST THAT THE ELDERLY CAN'T AFFORD THE FOOD, CLOTHING, AND HOUSING THEY NEED.SOME OLD PEOPLE ARE AFRAID AND HAVE SAFETY PROBLEMS.OTHERS HAVE EMOTIONAL PROBLEMS.MANY ELDERLY ARE LONELY BECAUSE OF THE DEATH OF A HUSBAND OR A WIFE.THE GRAY PANTHERS KNOW ANOTHER FACT, TOO.【T12】______.SO, THE GRAY PANTHERSARE LOOKING FOR WAYS TO SOLVE THE SPECIAL PROBLEMS OF THE ELDERLY.此题为多项选择题。

未分类题【T2】A.CONSIDERED B.AT C.RATHER A.DO THE NEXT JOB【T1】______THAN ON THE BASIC BACKGROUND SKILLS B.OFTEN【T2】______THE EDGE OF THE CORPORATE HIERARCHY C.SKILL ACQUISITION IS【T3】______AS AN INDIVIDUAL RESPONSIBILITY IF SUSTAINABLE COMPETITIVE ADVANTAGE DEPENDS ON WORK-FORCE SKILLS, AMERICAN FIRMS HAVE A PROBLEM.HUMAN RESOURCE MANAGEMENT IS NOT TRADITIONALLY SEEN AS CENTRAL TO THE COMPETITIVE SURVIVAL OF THE FIRM IN THE UNITED STATES.【T4】______.LABOR IS SIMPLY ANOTHER FACTOR OF PRODUCTION TO BE HIRED OR RENTED AT THE LOWEST POSSIBLE COST MUCH AS ONE BUYS RAW MATERIALS OR EQUIPMENT. THE LACK OF IMPORTANCE ATTACHED TO HUMAN RESOURCE MANAGEMENT CAN BE SEEN IN THE CORPORATION HIERARCHY.IN AN AMERICAN FIRM THE CHIEF FINANCIAL OFFICER IS ALMOST ALWAYS SECOND IN COMMAND.THE POST OF HEAD OF HUMAN RESOURCE MANAGEMENTS IS USUALLY A SPECIALIZED JOB,【T5】______.THE EXECUTIVE WHO HOLDS IT IS NEVER CONSULTED ON MAJOR STRATEGIC DECISIONSAND HAS NO CHANCE TO MOVE UP TO CHIEF EXECUTIVE OFFICER (CEO) .BY WAY OF CONTRAST, IN JAPAN THE HEAD OF HUMAN RESOURCE MANAGEMENT IS CENTRAL-USUALLY THE SECOND MOST IMPORTANT EXECUTIVE, AFTER THE CEO, IN THE FIRM'S HIERARCHY. WHILE AMERICAN FIRMS OFTEN TALK ABOUT THE VAST AMOUNTS SPENT ON TRAINING THEIR WORKFORCES, IN FACT THEY INVEST LESS IN THE SKILL OF THEIR EMPLOYEES THAN DO THE JAPANESE OR GERMAN FIRMS.THE MONEY THEY DO INVEST IS ALSO MORE HIGHLY CONCENTRATED ON PROFESSIONAL AND MANAGERIAL EMPLOYEES.AND THE LIMITED INVESTMENTS THAT ARE MADE IN TRAINING WORKERS AREALSO MUCH MORE NARROWLY FOCUSED ON THE SPECIFIC SKILLS NECESSARY TO 【T6】______THAT MAKE IT POSSIBLE TO ABSORB NEW TECHNOLOGIES.此题为多项选择题。

未分类题【C4】A．in thatB．so thatC．such thatD．except that

未分类题【T1】A.RESOURCEFULLY B.WHAT C INCLINED A.HE GRAPPLES WITH IT BOLDLY, IMAGINATIVELY,【T1】______, AND IF NOT CONFIDENTLY, AT LEAST HOPEFULLY B.WE DON'T KNOW【T2】______TO DO C.MORE【T3】______TO LIVE IN A WORLD OF FANTASY WHEN WE TALK ABOUT INTELLIGENCE, WE DO NOT MEAN THE ABILITY TO GET A GOOD SCORE ON A CERTAIN KIND OF TEST, OR EVEN THE ABILITY TO DO WELL IN SCHOOL.BY INTELLIGENCE WE MEAN A STYLE. OF LIFE, A LIFE, A WAY OF BEHAVING IN VARIOUS SITUATIONS.THE TRUE TEST OF INTELLIGENCE IS NOT HOW MUCH WE KNOW HOW TO DO, BUT HOW WE BEHAVE WHEN【T4】______. THE INTELLIGENT PERSON, YOUNG OR OLD, MEETING A NEW SITUATION OR PROBLEM, OPENS HIMSELF UP TO IT.HE TRIES TO TAKE IN WITH MIND AND SENSES EVERYTHING HE CAN ABOUT IT. HE THINKS ABOUT IT, INSTEAD OF ABOUT HIMSELF OR WHAT IT MIGHT CAUSE TO HAPPEN TO HIM.【T5】______; IF HE FAILS TO MASTER IT,HE LOOKS WITHOUT FEAR OR SHAME AT HIS MISTAKES ANDLEARNS WHAT HE CAN FROM THEM.THIS IS INTELLIGENCE.CLEARLY ITS ROOTS LIE IN A CERTAIN FEELING ABOUT LIFE, AND ONE'S SELF WITH RESPECT TO LIFE.JUST AS CLEARLY, UNINTELLIGENCE IS NOT WHAT MOST PSYCHOLOGISTS SEEM TO SUPPOSE, THE SAME THING AS INTELLIGENCE, ONLY LESS OF IT.IT IS AN ENTIRELY DIFFERENT STYLE. OF BEHAVIOR, ARISING OUT OF ENTIRELY DIFFERENT SET OF ATTITUDES. YEARS OF WATCHING AND COMPARING BRIGHT CHILDREN WITH THE NOT-BRIGHT, OR LESS BRIGHT, HAVE SHOWN THAT THEY ARE VERY DIFFERENT KINDS OF PEOPLE.THE BRIGHT CHILD IS CURIOUS ABOUT LIFE AND REALITY, EAGER TO GET IN TOUCH WITH IT, EMBRACE IT, UNITE HIMSELF WITH IT.THERE IS NO WALL, NO BARRIER, BETWEEN HIMSELF AND LIFE.ON THE OTHER HAND, THE DULL CHILD IS FAR LESS CURIOUS, FAR LESS INTERESTED IN WHAT GOES ON AND WHAT IS REAL,【T6】______.THE BRIGHTCHILD LIKES TO EXPERIMENT, TO TRY THINGS OUT.HE LIVES BY THE MAXIM THAT THERE IS MORE THAN ONE WAY TO SKIN A CAT.IF HE CAN'T DO SOMETHING ONE WAY, HE'LL TRY ANOTHER. THE DULL CHILD IS USUALLY AFRAID TO TRY AT ALL.IT TAKES A GREAT DEAL OF URGING TO GET HIM TO TRY EVEN ONCE; IF THAT TRY FAILS, HE IS THROUGH.此题为多项选择题。

未分类题Excerpt 1 Do you remember all those years when scientists argued that smoking would kill us but the doubters insisted that we didnt know for sure.That the evidence was inconclusive , the science uncertain? That the antismoking lobby was out to destroy our way of life and the government should stay out of the way? Lots of Americans bought that nonsense, and over three decades, some 10 million smokers went to early graves. Excerpt 2 If you smoke and you still dont believe that theres a definite between smoking and bronchial troubles, heart disease and lung cancer, then you are certainly deceiving yourself.No one will accuse you of hypocrisy.Let us just say that you are suffering from a bad case of wishful thinking.This neednt make you too uncomfortable because you are in good company.Whenever the subject of smoking and health is raised, the governments of most countries hear no evil, see no evil and smell no evil.Admittedly, a few governments have taken timid measures.In Britain, for example, cigarette advertising has been banned on television.The conscience of the nation is appeased, while the population continues to puff its way to smoky, cancerous death. You dont have to look very far to find out why the official reactions to medical findings have been so lukewarm.The answer is simply money.Tobacco is a wonderful commodity to tax.Its almost like a tax on our daily bread.In tax revenue alone, the government of Britain collects enough from smokers to pay for its entire educational facilities.So while the authorities point out ever so discreetly that smoking may, conceivably, be harmful,it doesnt do to shout too loudly about it. Excerpt 3 The 74-page study says that pop music, as a global industry, is by far the most influential trend-setter for young people of most cultures.'Some lyrics advocate the smoking of marijuana (大麻) or taking other drugs, and certain pop stars make statements and set examples as if the use of drugs for non-medicinal purposes were a normal and acceptable part of a persons lifestyle, ' the study says. Excerpt 4 I recall how annoying it was years ago when smoking everywhere was legal in California.Many complained about the restrictions when they arrived, but I didnt, because I seriously hated watching shoppers smoking through the tomatoes and lettuce in the vegetable section of the store. People forget how sickening that used to be, especially with the butts all over the grocery store floor.Tossing a burning smoke on the ground, stomping it with your foot, and leaving it to be swept up by somebody else later was somehow OK. Excerpt 5 Mark Twain once observed that giving up smoking is easy.He knew, because hed done it hundreds of times himself.Giving up for ever is a trifle more difficult, apparently, and it is well known that it is much more difficult for some people than for others.Why is this so? Few doctors believe any longer that it is simply a question of will power.And for those people that continue to view addicts as merely 'weak', recent genetic research may force a rethink.An argument made by supporters of smoking was that______.A．there was no scientific evidence of the correlation between smoking and deathB．the number of early deaths of smokers in the past decades was insignificantC．people had the freedom to choose their own way of lifeD．antismoking people were usually talking nonsense

单项选择题Alice received an invitation from her boss,came as a surprise.( )A.itB.that ofC.whichD.he

单项选择题There are altogether fifty students in our class, twenty ( )are boys.A.of themB.of thoseC.of whomD.of whose

未分类题【T13】A. ALL AF THAT B. AS IF IT WERE C. FRESH WATER SUPPLY D. IN THIS FIELD A. A LIMITED【T13】______ B. SO THAT IT CAN BE USED AGAIN JUST【T14】______ FROM A SPRING C. AND WE CANNOT EVEN USE【T15】______ D. EXPERIMENTS HAVE ALREADY BEEN DONE【T16】______ THE WORLD IS NOT ONLY HUNGRY, IT IS ALSO THIRSTY FOR WATER. IT SEEMS THERE IS PLENTY OF WATER, BUT ABOUT 97% OF THIS HUGE AMOUNT IS SEA-WATER, OR SALT WATER. MAN CAN ONLY DRINK AND USE THE OTHER 3% FRESH WATER.【T17】______ , BECAUSE SOME OF IT IS IN THE FORM. OF ICEBERGS AND GLACIERS. EVEN WORSE, SOME OF IT HAS BEEN POLLUTED. AT THE MOMENT, HIS SMALL AMOUNT OF FRESH WATER IS STILL ENOUGH FOR US. HOWEVER, OUR NEED FOR WATER IS INCREASING RAPIDLY. ONLY IF WE TAKE STEPS TO DEAL WITH THIS PROBLEM NOW, CAN WE AVOID A SEVERE WORLDWIDE WATER SHORTAGE LATER ON. ONE OF THE USEFUL STEPS WE CAN TAKE IS TO STOP UNLIMITED USE OF WATER.【T18】______ , HOWEVER, WOULD HAVE A BAD EFFECT ON AGRICULTURE AND INDUSTRY. IN ADDITION TO STOPPING WASTING OUR PRECIOUS WATER, ONE MORE USEFUL STEP WE SHOULD TAKE IS TO DEVELOP WAYS OF REUSING IT.【T19】______ , BUT ONLY ON A SMALL SCALE. TODAY, IN MOST LARGE CITIES, WATER IS USED ONLY ONCE AND IT EVENTUALLY RETURNS TO THE SEA OR RUNS INTO UNDERGROUND STORAGE TANKS. BUT IT IS POSSIBLE TO PIPE WATER THAT HAS BEEN USED TO A PURIFYING PLANT. THERE IT CAN BE FILTERED AND TREATED WITH CHEMICALS【T20】______

未分类题Write about the Lending a Helping Hand and Full Support to People in Need in at least 150 words. You should write according to the outline given below: 1．每个人在生活中都不可避免地需要他人援助； 2．帮助和支持他人是每个公民应尽的义务和美德； 3．助人即助己，大家均助人，大家才和谐。 Write your answer on your Answer Sheet.

未分类题【T11】A. WANTED B. BRAND C. AS WELL AS A.【T7】______ PLAYING MUSIC AND VIDEOS B. AS THE【T8】______ GREW C. WHAT IS THE MOST【T9】______ HIGH-TECH DO YOU KNOW【T10】______ FOR TEENAGERS IN THE U. S. ? IT IS THE IPOD. THE SMALL CIGARETTE — BOX-SHAPED PLAYER PROVIDES HOURS OF MUSIC, VIDEOS AND AUDIO BOOKS, DISC, VIDEOS AND AUDIO BOOKS YEARS AGO, USERS FOUND IT WAS VERY DIFFERENT FROM JUST A SIMPLE MP3.【T11】______ , MORE AND MORE NEW FEATURES WERE INTRODUCED. THE IPOD,【T12】______ , CAN ALSO STORE ADDRESS BOOK, KEEP YOUR APPOINTMENTS, HOLD TEXT NOTES, AND DISPLAY YOUR PHOTO ALBUMS. IT IS BIG ENOUGH FOR YOU TO TAKE A WHOLE LIBRARY OF MUSIC IN YOUR POCKET.

未分类题【T4】A.BELIEF B. ENTRIES C. INTO A. BE CLASSIFIED【T1】______ FOUR TYPES B.【T2】______ FORM. OF WEB LOG C.【T3】______ ON A BLOG ARE ORGANIZED THE WORD 'BLOG' IS A【T4】______ THERE ARE A GREAT NUMBER OF BLOGS ON THE INTERNET TODAY. NOT ONLY CAN THEY PROVIDE INFORMATION TO PEOPLE BUT ENABLE PEOPLE TO WRITE AND REACT ALL KINDS OF IDEAS TO THEM.【T5】______ IN A TIME ORDER WITH THE LATEST ONE AT THE HEAD OF THE RANK. BLOGGERS ARE PEOPLE WHO WRITE ON BLOGS. THEY CAN MAINLY【T6】_________: PERSONAL BLOGGERS, BUSINESS BLOGGERS, ORGANIZATIONAL BLOGGERS AND PROFESSIONAL BLOGGERS.

未分类题【T5】A.BELIEF B. ENTRIES C. INTO A. BE CLASSIFIED【T1】______ FOUR TYPES B.【T2】______ FORM. OF WEB LOG C.【T3】______ ON A BLOG ARE ORGANIZED THE WORD 'BLOG' IS A【T4】______ THERE ARE A GREAT NUMBER OF BLOGS ON THE INTERNET TODAY. NOT ONLY CAN THEY PROVIDE INFORMATION TO PEOPLE BUT ENABLE PEOPLE TO WRITE AND REACT ALL KINDS OF IDEAS TO THEM.【T5】______ IN A TIME ORDER WITH THE LATEST ONE AT THE HEAD OF THE RANK. BLOGGERS ARE PEOPLE WHO WRITE ON BLOGS. THEY CAN MAINLY【T6】_________: PERSONAL BLOGGERS, BUSINESS BLOGGERS, ORGANIZATIONAL BLOGGERS AND PROFESSIONAL BLOGGERS.

未分类题【T6】A.BELIEF B. ENTRIES C. INTO A. BE CLASSIFIED【T1】______ FOUR TYPES B.【T2】______ FORM. OF WEB LOG C.【T3】______ ON A BLOG ARE ORGANIZED THE WORD 'BLOG' IS A【T4】______ THERE ARE A GREAT NUMBER OF BLOGS ON THE INTERNET TODAY. NOT ONLY CAN THEY PROVIDE INFORMATION TO PEOPLE BUT ENABLE PEOPLE TO WRITE AND REACT ALL KINDS OF IDEAS TO THEM.【T5】______ IN A TIME ORDER WITH THE LATEST ONE AT THE HEAD OF THE RANK. BLOGGERS ARE PEOPLE WHO WRITE ON BLOGS. THEY CAN MAINLY【T6】_________: PERSONAL BLOGGERS, BUSINESS BLOGGERS, ORGANIZATIONAL BLOGGERS AND PROFESSIONAL BLOGGERS.

未分类题How many passengers were MV Mitali designed to carry?

未分类题【T13】HARD ECONOMIC TIMES CARBON ACCOUNTING QUALIFIED WORKERS LARGE AND ACTIVE STUDENT CLUBS A. LIKE TEAM PROJECTS,【T13】______ B. OFFERING ELECTIVES IN TOPICS LIKE【T14】______ C.【T15】______ HAVE NOT TEMPERED THIS DEMAND D. TO MEET THIS DEMAND WILL REQUIRE【T16】______ THE DEMAND FOR WORKERS WITH SUSTAINABILITY-RELATED JOB SKILLS HAS BEEN RISING SHARPLY THESE YEARS.【T17】______ SO A GROWING NUMBER OF GRADUATE BUSINESS PROGRAMS ARE【T18】______ , CORPORATE SOCIAL RESPONSIBILITY AND LEAN MANUFACTURING TECHNIQUES TO REDUCE WASTE AND ENVIRONMENTAL IMPACT. THE TOP PROGRAMS WILL ALSO OFFER A VARIETY OF LEARNING EXPERIENCES,【T19】______ , AND HANDS-ON FIELD EXPERIENCE AS WELL AS CLASSES IN POLICY AND ENVIRONMENTAL MANAGEMENT. DEMAND FROM STUDENTS IS ALSO DRIVING BUSINESS SCHOOLS TO INCLUDE MORE SOCIAL AND ENVIRONMENTAL TOPICS IN THEIR CURRICULUM, AND【T20】______ . THE ECONOMIC DOWNTURN HAS CAUSED SOME DEEP SOUL SEARCHING AMONG THIS GENERATION AND THEY WANT TO INCORPORATE THEIR DESIRES TO CHANGE THE WORLD INTO THEIR CAREERS NOW.此题为多项选择题。